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In Bayside Lakes, Your HOA Depends on the Address

You find two homes you like in Bayside Lakes. One’s in Fairway Isles, the other’s in Players Club. Same community, both with golf in the name, a few minutes apart. The dues should be about the same, shouldn’t they?

Not necessarily. On the Florida Division of Corporations registry those two are separate homeowners associations, each registered on its own and each with its own officers.

That’s the part of Bayside Lakes a listing photo won’t show you. The name covers a group of neighborhoods, many with a homeowners association of their own, and a house’s recorded documents say which association it belongs to and what that association can require. Two homes a few streets apart can carry different dues for that reason.

Once you know that, Bayside Lakes gets much easier to compare, because the differences that matter most are in writing. The seller has to give you a disclosure summary for the association, and the covenants are a matter of public record.

Many Bayside Lakes Neighborhoods Have Their Own Association

Florida’s corporate registry lists active homeowners associations carrying the Bayside Lakes name for Bridgewater, Fairway Crossings, Fairway Isles, Holly Trace, Lake Forest, Laurelwood, Magnolia Park, Players Club, Stonebriar and Summerfield. Even the shopping center has its own, the Bayside Lakes Commercial Center Property Owners Association, and its own recorded covenants.

Each one sets its own dues and decides what they cover, so there’s no single Bayside Lakes HOA fee anyone can quote you. The answer belongs to the address, and it moves: the state’s own disclosure form says assessments are subject to periodic change.

You don’t have to piece any of this together from neighbors or old listings. Florida law makes the seller put it in front of you.

Florida Law Puts the Dues in Writing Before You Sign

Section 720.401 of the Florida Statutes requires that anyone buying a home in a community with a mandatory homeowners association be given a disclosure summary before they sign the contract. When the seller is an owner rather than the developer, the seller supplies it.

The summary is a short form, and its wording is set by the statute. It tells you that membership in the association is required, that recorded covenants govern how the property can be used, and what the current assessment is where one applies. It also lists any special assessment the association has imposed, meaning a charge levied on top of the regular dues. Separately, it warns that the municipality, county or a special district may charge assessments of their own.

The contract has to refer to that summary, and it has to carry a clause in conspicuous type saying what happens if you didn’t get it. If the summary wasn’t provided before you signed, you can void the contract by written notice within three days of receiving it or before closing, whichever comes first. The statute says that right can’t be waived. It ends at closing.

The form itself tells you to read the covenants and the association’s governing documents before buying. Covenants that have been recorded are a matter of public record, and you can search them in the Brevard County Clerk’s official records. Reading covenants for what they mean in your situation is a question for a real estate attorney. What we can do is make sure you have the right documents for the right association before you commit.

The Former Golf Course Is Now a Case Before the City

The associations govern their own neighborhoods. The golf course in their names is a separate matter.

Much of Palm Bay grew on a grid of individually sold lots, which I’ve written about in how the different parts of Palm Bay compare. Bayside Lakes was laid out as a planned community instead and built in phases, as a 2022 city development plan for its commercial center records.

The Majors Golf Course was part of that community, and the land it sat on now has its own owner and its own process at the city.

The City of Palm Bay’s Eden at Bayside Lakes page describes it as the former Majors Golf Course. Joy LLC, which the city says has owned the property since 2019, has applied to redevelop it as Eden at Bayside Lakes, a proposed 460-unit master-planned community that would be primarily single-family homes with supporting commercial uses.

Three approvals are in play, and the city lists each one with its case number. The first asks to change what the land is allowed to be used for, from Rural Single Family to Neighborhood Center and Low Density Residential, which in practice means houses closer together and some commercial alongside them. The second is the owner’s proposed layout for the site. The city says approving that one can authorize the land use change and grant conditional approval, with further approvals still needed before anything is built. Both were submitted on March 12, 2026 and are still under review, and the city’s page shows which round each is in. The third is the final plan, and it’s on hold until the City Council approves the layout.

None of that is decided, and the city’s page says plainly that the application materials are draft proposals and may change. What it does give you is the actual documents. The narrative, the proposed land use map, the environmental assessment, the transportation analysis methodology and the city’s own review comments are all posted, and the city updates them with each round of review.

For a home that backs onto the former course, what the city decides there will shape what sits behind the back fence. That’s a question with a public answer at every stage, and the city’s page is the place to follow it.

Comparing Two Bayside Lakes Homes Starts With Their Paperwork

When two Bayside Lakes homes look alike in the listing photos, the differences that matter are usually on paper. Put the two disclosure summaries side by side before comparing anything else, because the assessment, the special assessments and the covenants are where two similar houses stop being similar.

After that, look at each home’s position. How close it sits to the former course tells you how much the Eden case concerns you directly. Flood zones are mapped by area and can differ within one community, so check each address on FEMA’s Flood Map Service Center rather than assuming one answer for the whole community. Your insurance agent can tell you what that zone means for a policy.

If you’re comparing a few Bayside Lakes neighborhoods, ask us. We can help you sort through the differences. You can also browse homes for sale in Palm Bay or read more about Palm Bay as a whole.

Frequently Asked Questions

What is Bayside Lakes in Palm Bay? A planned community in southeast Palm Bay, Florida, made up of several neighborhoods, many of which have their own homeowners associations. It included the Majors Golf Course, which the City of Palm Bay now lists as a former course.

Does all of Bayside Lakes share one HOA? The homeowners associations registered with the State of Florida under the Bayside Lakes name are organized neighborhood by neighborhood, including Bridgewater, Fairway Crossings, Fairway Isles, Holly Trace, Lake Forest, Laurelwood, Magnolia Park, Players Club, Stonebriar and Summerfield. Which association, or associations, a particular home belongs to is shown in its disclosure summary and recorded covenants.

How do I find out the HOA fee for a Bayside Lakes home? Under section 720.401 of the Florida Statutes, the seller has to give you a disclosure summary before you sign the contract, and it states the current assessment where one applies. If you didn’t receive it before signing, you can void the contract by giving the seller or the seller’s agent written notice within three days of receiving it or before closing, whichever comes first.

What is happening with the golf course in Bayside Lakes? The owner, Joy LLC, has applied to the City of Palm Bay to redevelop the former Majors Golf Course as Eden at Bayside Lakes, a proposed 460-unit community. The city lists the land use change and preliminary development plan as under review and the final development plan as on hold. The city posts the application documents on its Eden at Bayside Lakes page.

Is there shopping in Bayside Lakes? The Bayside Lakes Commercial Center on Bayside Lakes Boulevard includes a Publix, and it has its own property owners association and recorded covenants.